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Mortgage rates

Regular Contributor

Re: Mortgage rates

What kind of BK and how old?

flyers wrote:
Given the current market lending conditions are these fair rates from the lender? Or am I being fleeced?
 
I have 0 down payment & score of 680.     House is $270K.  These rates were quoted to me on Thursday.
 
30yr fixed: 7%  and $216 PMI
30yr fixed: 7.5% and $133 PMI
30yr IO fixed: 7.875%  and $133 PMI
 
I see things online for like 6.5% or less but I don't know if it is having zero down and/or my score & past BK that are giving me the higher rate.  I asked if my score was 700 would the rate go down and she said no.


Message Edited by flyers on 08-07-2007 06:43 AM

Message Edited by flyers on 08-07-2007 06:43 AM