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I currently have three mortgage scores from this site 667. 649,663. I want to get my scores higher so I did the simulator, but it only shows how my regular scores change. Can I assume that the amount of points that go up on the regular FICO scores would be the same on the mortgage scoring. e.g. simulator states that if I pay off my $8550 worth of dept in one month my scores would go up between 15-30 points on each credit agencies, but again that's just the regular score. So would the mortgage score go up the same amount of points?
Good question. I'd like to know the same for my reference too.
Also, if someone would mind answering this:
When a lender pulls your trimerge mortgage scores can they physically see more than just their specific "mortgage scores" for each agency?
For example, will the lender see more than a Experian/Fair Isaac (Ver. 2)? Will they also see Experian 5, 8, etc.. but choose to only use the Experian 2 score?
your mortgage scores should go up as well. maybe a bit more or less than the fako scores.
we only see exp v2 and tu classic 04 and eq beacon 5
we dont see other scores.
Yes, the mortgage scores should also have some movement, although it isn't necessarily going to be the same amount of movement.
For example, I had a collection deleted from TU and EQ about a month ago. My TU 8 went up 20 points, my TU mortgage went up 10 points. EQ 8 went up 10 points, EQ mortgage went up 21.
I had a positive update on EX a few months ago, EX 8 went up 13 points, EX mortgage went up a whopping 1 point.