Mortgage underwriting. Federal or state tax transcripts?

[Anonymous]

Are you generally asked to provide just federal tax transcripts or are you asked to provide federal and state?

I currently have an issue with my state and don't want anything unexpected poping up at closing or something.

[Anonymous]

I had to provide both. You might as well gather up all of that info prior to closing. 

[mynameainttracy]

We only had to give federal.

[steel_string]

I only had to do federal.

[Revelate]

Likewise just Federal.

Not sure why they'd really need state unless you have an amazingly complicated tax return; we're just talking income verification, and that can be done just fine off the Fed since presumably we're all deducting state taxes paid anyway.