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Mortgage with 3 Student loans only

New Member

Mortgage with 3 Student loans only

I Have only 3 student loans for tradelines were in default and rehabed with 1 year of good payment history now.  No Collections accounts.  AU on my wifes cards.  My wife has excellent credit.  We need both or my income to qualify for a resonable house in FL.   Is this enough to qualify me for a mortgage?

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Valued Contributor

Re: Mortgage with 3 Student loans only

I can't tell you until you post both you and your wife's fico scores. The 1 year of good payment history will meet most lender's qualifications.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014