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You will be required to disclose any outstanding judgements against you when you apply for your mortgage, even if they are not reporting on your credit report. Not doing so constitutes fraud.
If you are pre-approved with the judgements, almost all lenders will require that they are paid prior to or at closing.
Starting Score: TU 599 EQ 608
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
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