05-29-2013 04:36 PM
Looking to saddle back up and buy another house. This will be #4 for me.
Unfortunately when I owned my last house, I experienced some life situations (divorce & loss of job) that marred up my credit rating. All that occurred during 2007 to 2009. Additionally it seems I keep finding these bloody nagging medical collections popping up from time to time as well. The medical stuff is the only "new" items, and that is at least 6 months ago. During the divorce and job loss, I experienced some 90 day lates on a few CC accounts, car loans and some 60 day lates on my mortgage. Thankfully there were no repossessions or foreclosures but I did suffer a judgment on a loan (been PIF at least 3 years).
As you can imagine I am a bit nervous about applying. Any recommendations for companies that will work with me and my less than perfect past?
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