My FHA journey begins!

[MauiMan85297]

Congrats, I'm a little late to the party!

[Sbrooks1]

Congratulations!!!

[Anonymous]

Closed on 12/9.  Super excited.  Couldn't have done it without MyFico Forums 

[Anonymous]

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@Anonymous wrote:

Closed on 12/9.  Super excited.  Couldn't have done it without MyFico Forums 

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Congrats and good job! Enjoy your new home.

[Sbrooks1]

How long had you been on the IRS IA.

[Anonymous]

Congrats! Do you know if they pulled your credit before closing?

[Anonymous]

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@Sbrooks1 wrote:
How long had you been on the IRS IA.

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I had been on a repayment plan for approx 3 months prior.  It was a 6 month total repayment plan 

[Anonymous]

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@Anonymous wrote:
Congrats! Do you know if they pulled your credit before closing?

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If they did it wasn't hard pull.  They did tell me they were going to though

[MauiMan85297]

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@Anonymous wrote:
Congrats! Do you know if they pulled your credit before closing?

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I closed on 12/6 and my LO said they did a "credit refresh" (had to be a SP because no notifications from MF) and you have no worries about electric company pulling your credit which they did as well as apping for a card that was approved but only for 3k (rolls his eyes) which is one of my lowest limits.