Credit Card Center Advertiser Disclosure†
07-01-2013 11:17 AM - edited 07-01-2013 01:33 PM
May 6 - Applied for loan and lender recommended USDA Guaranteed (Submitted Tax Returns, W2's & Check Stubs)
May 19 - Found home FSBO and made offer on the spot
May 21 - Purchase aggreement signed and submitted to lender
May 23 - Signed Discloser Forms / GFE
May 24 - VOE received by employer
May 28 - VOE completed and returned
May 29 - Appraisal paid for
June 12 - Appraisal performed
June 14 - Lender received completed appraisal ($ 2000.00 above asking)
June 21 - Signed & Faxed back Form 1980-21
June 25 - Lender attorney requested copy of Seller's Deed
June 27 - Lender requested HO Insurance quote.
June 28 - Lender called for verbal VOE with employer
*July 01 - Just informed that the loan has been approved, waiting on title opinion.
07-01-2013 02:38 PM
Does anyone know how long it takes for a "Title Opinion"?
07-05-2013 06:55 PM
Weekends seem soooooo long
07-07-2013 03:47 PM
I'm expecting to get the CTC sometime this week. The loan officer tells me I'm approved for the loan but waiting on the title opinion from the attorney.
07-12-2013 08:53 AM
07-15-2013 08:56 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.