My Nerves Are Bad!!!! I’m Closing in my Home Tomorrow Morning!!!!

[TrynaGetRight]

I am scheduled to close tomorrow morning at 9. I received all my closing disclosures on 11/10 and in all set to go. I am so nervous because i used my credit card to buy mattress’s for my sons. I used a card that my statement had already closed and reported to the credit bureau for the month and I charged $1000. I know very stupid but I thought I would be ok...now after talking to my friend I’m scared I may have just ruined my deal. Will my lender find out in the morning? Is there a way he can see my credit card balance? Help please.....

[redE2move]

Congratulations on your new home. Hopefully all will be just fine. Just speak it into existence. I will be in your shoes in a few months so please give us an update on how things went with the closing.

[Anonymous]

Relax. Your Credit Card statement is reported once a month. for you to charge something today and it be reported tomorrow as a balance would be CRAZY coincidental. Do you you know that closing date on your CC statement?

[TrynaGetRight]

It closed on 11/7 and reported to the credit bureau on 11/10...so I should be good.

[TrynaGetRight]

I’ll give an update in the morning as soon as I’m done signing.

[Anonymous]

when did you charge it? after 11/7? then your fine

in the crazy case, which wont happen, what would it do to your UTI?

In other words, the 1000 puts you at 1000 out of 1000 or 1000 out of 15000 etc?

[TrynaGetRight]

I charged it this morning. My balance was $5 prior to that but my card limit is $20k. My utilization for all my cards was 4%.

[Anonymous]

oh geez. you are MORE THAN FINE. 

Get a good night's sleep and Congratulations!

[TrynaGetRight]

I’m sorry to spazz, my friend has me all
In a frenzy cause she said they can see everything. I should have known better lol but I’m a worry wort.

[JVille]

Congratulations and getting thru the process!