Today is actually nearly a year since we closed on our house...and it was new construction. They started building it in March of last year, finished in early June. The wait in terms of the house being built wasn't a big deal - there seemed to be progress throughout the first couple of months...once the siding was on, and the bulk of the work outside was done, then it slowed a bit, but we walked into the house whenever we wanted to until they began to lock the doors.
The worst part was the mortage stuff. We had no late payments, chargeoffs or anything else that needed explanation, but we had a shortage of available cash as we moved our purchase date up by at least 6 months because of interest rates and some rule changes for FHA that were going into effect. We had paid off a signifcant amount of credit card debt, and put a down payment on a car within a few months of applying for our loan.... Our loan officer was an older woman that hated computers, and was rather lazy...so getting her to do anything was a hassle, and whenever we asked her any question, she acted as though we were panicking and needed to relax. She made the entire process a nightmare - she was terrible at her job, and made the waiting difficult.
We closed in the conference room of our mortgage company, and our loan officer wandered it at one point and said "See? Everything worked out. It was easy." And then she said "Well, parts of it weren't easy, but i got it done." And I said "yeah, well, that's what you get paid for.." She wasn't happy with that remark, and wandered back out of the room. lol.
