Credit Card Center Advertiser Disclosure†
02-09-2013 10:22 PM - edited 02-11-2013 07:14 AM
Just got my TU quarterly monitoring update.....and my TU is now 669! My EQ right now is 649 but should go up as soon as it updates to get the 2 CAs off (any day now).
So right now my mid-score is either 649 or 669......so excited!!
I just pulled my TU (last CA dropped off last night due to reporting time limit expiring). It is now 672. While it "only" raised 3 points for my last CA coming off that doesn't bother me anymore - after all....an increase is an increase right!?
Eh no matter, I'm over 670 and excited about that!
SOOOOOO my midscore "could" be 672 oh I would love that. LOL
Now....waiting on EQ to drop the last two.
02-10-2013 08:36 AM
02-10-2013 08:37 AM
Congrats!!! Can't wait to see what the boost will be when those 2 CAs come off. :-)
You and me both!
And I am NOT a patient person by nature haha. I need to app for some CCs to get the credit mix going and I've been waiting until those CAs come off so I have a cleaner report/better chance of approval and decent limit. Tick tock tick tock LOL
02-10-2013 10:04 AM
02-11-2013 07:24 AM - edited 02-11-2013 07:25 AM
Oh yeah...oh yeah...happy dance, one score is over 670 (for now...apping for a CC or two this weekend!)
Edited OP with all the details
02-11-2013 08:11 AM
02-11-2013 08:57 AM
Are you in the process of buying a home or will be soon? Is so, why apply for credit cards or anything else right now?
I'm not in the process at the moment but do want to buy by the end of summer, end of the year at the latest.
The reason I would be app'ing for credit cards is because I don't have any currently and I've read on here multiple times (as well as was told by my CU) that you need to have them for the credit mix and to show payment history etc.
02-11-2013 01:00 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.