Yes. But it depends on what's on your report. They look closely at the past 2 yrs of history. As long as you don't have more than 2-30 day lates you can be approved as long as you have the minimum required funds. Once they pull your credit, your mortgage counselor will give you a task list of things to do. It's hard to speak on your situation just based on a score. If you've filed bk, you'll have to explain why you filed and how you've positioned your finances so that you don't have to file again.
