Reply
Frequent Contributor
SanFranMatt
Posts: 347
Registered: ‎09-16-2007

Re: NEED HELP raising my credit score ASAP


Shinoga wrote:

any other suggestions?


What's wrong with the suggestion that you pay off your CC?  That's the easiest way to get a boost, unless you get lucky with a GW.

 

Regular Contributor
AJC1987
Posts: 130
Registered: ‎03-29-2009

Re: NEED HELP raising my credit score ASAP

You probably wont even have time to get a GW to go through and report to the credit bureau.


Starting Score: 570
Current Score: EQF: 756.... 10.25.2012 TU: 759.....10.25.2012 EXP: 744 (vantage score)..... 10.25.2012
Closed on first house! 12.10.12

Goal Score: 750


Take the FICO Fitness Challenge
Contributor
Blackhawks_girl30
Posts: 81
Registered: ‎05-18-2012

Re: NEED HELP raising my credit score ASAP

I agree with AJC.  Do you already have an offer in and accepted on a property?  If you have not gotten an accepted offer then that alone you are pushing it if you need to close by Dec 24th.  Yes it can be done, but I also live in Illinois and most homes are short sales/foreclosures.  Is this program no longer good after the Dec 24th deadline?  You could also look into Wells Fargo CDMP loan.  There is a ton of restrictions though so you would have to dig deeper to see if you qualify.  It is basically a loan with no PMI, only 2% down but you take a higher interest rate   I hope it all works out for you!

Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011

Re: NEED HELP raising my credit score ASAP

a non-traditional TL is like rent history, utility history, cable history etc...

ccpics2.jpg

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+