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Has anybody done an fha loan threw them?? I was working with sub-prime lender but now have a middle score of 640 and would like to take advantage of there paying closing cost and 200 gift card after closing. I'm also a week or two away from getting second short sale approval, should I even be looking to switch lenders??
@dabolts_619 wrote:Has anybody done an fha loan threw them?? I was working with sub-prime lender but now have a middle score of 640 and would like to take advantage of there paying closing cost and 200 gift card after closing. I'm also a week or two away from getting second short sale approval, should I even be looking to switch lenders??
Here's a thread from a few months ago, based on this you might want to give NFCU a call and ask them about it: http://ficoforums.myfico.com/t5/Mortgage-Loans/Navy-Federal-Credit-Union-minimum-FICO-score-for-mort...
If you can delay your house purchase without any problems, and if NFCU has better rates than what you are looking at now, it might make sense.