03-22-2013 01:46 PM
I'll ask my lo about a loan, there is no time to hang out. If I don't try everything I can to get financing, I violate the contract.
03-22-2013 01:55 PM
IMO, I don't think the underwriter is going to like seeing a new loan on your reports. And the effect of having a new inquiry, new account, and lower average age of accounts might offset any improvement in FICO score from the lower utilization.
03-22-2013 01:59 PM
I'll make sure not to make a move until I ask.
I might have to ask about delaying my closing, but I have to get it figured out.
I don't even know what my accurate Ex is because he pulled my report 1 day before 11 90-day lates were removed from my report.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO