I have never been late on a payment to anything. My FICO is 768. I bought a $99K house last year with a bridge loan for $40K; now the loan is due. I want to just pay it off and have no house payments. I have $20K in a CD (which is up now, too) and $20K in stocks that I can cash in. The big drawback to any of this is as follows: I don't make much money and I have about $18K in credit card debt to 1 account. Should I just pay off the house? And keep whittling away at my credit card debt? What should I do?