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Need advice

Established Member

Need advice

My mortgage through WAMU was recently sold to Countrywide. When with WAMU I know that I did have some legit lates, but some that I am not so sure that were legit but I have no proof. Thinking about my overall experience with WAMU makes my stomach turn. I have disputed through the CRA with no luck. What are my next steps? The late payments are really hurting my credit and we are wanting to purchase a new home soon. Thanks!

447: 800
Current Score: 447
Goal Score: 620


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3 REPLIES
Moderator Emeritus

Re: Need advice

Have you tried GW?
Regular Contributor

Re: Need advice

My question is how many late do you have? Since youre looking to do a purchase... Most of the time you can write a letter to the underwriter for the new loan for them to over look that but it does not always work.
Established Member

Re: Need advice

More than can easily be explained away.

447: 800
Current Score: 447
Goal Score: 620


Take the FICO Fitness Challenge