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Established Member
Posts: 16
Registered: ‎08-19-2007
0

Need advice

My mortgage through WAMU was recently sold to Countrywide. When with WAMU I know that I did have some legit lates, but some that I am not so sure that were legit but I have no proof. Thinking about my overall experience with WAMU makes my stomach turn. I have disputed through the CRA with no luck. What are my next steps? The late payments are really hurting my credit and we are wanting to purchase a new home soon. Thanks!

447: 800
Current Score: 447
Goal Score: 620


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Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Need advice

Have you tried GW?
Regular Contributor
Posts: 255
Registered: ‎06-08-2007
0

Re: Need advice

My question is how many late do you have? Since youre looking to do a purchase... Most of the time you can write a letter to the underwriter for the new loan for them to over look that but it does not always work.
Established Member
Posts: 16
Registered: ‎08-19-2007
0

Re: Need advice

More than can easily be explained away.

447: 800
Current Score: 447
Goal Score: 620


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