Mortgage Loans

[p-]

I am planning to do a streamline refinance with my existing FHA mortgage.  I currently have the low MIP, but just missed the grandfather window to keep the low rate on a streamline.  Interest rates have dropped enough now that it looks like it makes sense to refi from my fixed 30 at 4.5 with low MIP to a 15 or 30 fixed at a lower APR but higher MIP.

The deciding factor will be closing costs and rate whether it makes financial sense.

I am currently with Wells Fargo, but want to know if there is a cheaper or lower APR option available to me.  Does anyone here reccomend someone they have used?

Thanks,

P

[p-]

Nobody?

[StartingOver10]

Sent you a pm for someone that is excellent

[lucky70]

Please send to me as well. Thanks

[StartingOver10]

PM sent!

[DallasLoanGuy]

Get a quote from Wells.....

And as much as the other posters try to 'help' here..... It would be wise to not take a referral by PM and run with it unless you share the offer out in the open here for all to scrutinize.

[StartingOver10]

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DallasLoanGuy wrote:

Get a quote from Wells.....

And as much as the other posters try to 'help' here..... It would be wise to not take a referral by PM and run with it unless you share the offer out in the open here for all to scrutinize.

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I agree with the above from Dallas ^^^.  It is the wise thing to do on any board where you are getting referrals from unknown people. I know I sent you the referral and that particular mortgage lender is excellent, but how would you know that since I'm a stranger too.

[DallasLoanGuy]

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StartingOver10 wrote:

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DallasLoanGuy wrote:

Get a quote from Wells.....

And as much as the other posters try to 'help' here..... It would be wise to not take a referral by PM and run with it unless you share the offer out in the open here for all to scrutinize.

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I agree with the above from Dallas ^^^.  It is the wise thing to do on any board where you are getting referrals from unknown people. I know I sent you the referral and that particular mortgage lender is excellent, but how would you know that since I'm a stranger too.

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glad that wasn't taken as a rude comment by me

i kind of "call em like i see em" and don't do the PC THANG

[jnkp2001]

I thought we weren't allowed to put names on the board. 

[StartingOver10]

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jnkp2001 wrote:

I thought we weren't allowed to put names on the board. 

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The name is not on the board. I sent it via private message (pm) which is allowed.