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Member
Posts: 2,804
Registered: ‎06-05-2008
0

Need an FHA streamline referral please,

 

I am planning to do a streamline refinance with my existing FHA mortgage.  I currently have the low MIP, but just missed the grandfather window to keep the low rate on a streamline.  Interest rates have dropped enough now that it looks like it makes sense to refi from my fixed 30 at 4.5 with low MIP to a 15 or 30 fixed at a lower APR but higher MIP.

 

The deciding factor will be closing costs and rate whether it makes financial sense.

 

I am currently with Wells Fargo, but want to know if there is a cheaper or lower APR option available to me.  Does anyone here reccomend someone they have used?

 

Thanks,

 

P

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Member
Posts: 2,804
Registered: ‎06-05-2008
0

Re: Need an FHA streamline referral please,

Nobody?

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Moderator
Posts: 8,929
Registered: ‎03-06-2010
0

Re: Need an FHA streamline referral please,

Sent you a pm for someone that is excellent

New Contributor
Posts: 54
Registered: ‎11-07-2008
0

Re: Need an FHA streamline referral please,

Please send to me as well. Thanks

Moderator
Posts: 8,929
Registered: ‎03-06-2010
0

Re: Need an FHA streamline referral please,

PM sent!

Contributor
Posts: 7,421
Registered: ‎07-03-2007
0

Re: Need an FHA streamline referral please,

Get a quote from Wells.....

 

And as much as the other posters try to 'help' here..... It would be wise to not take a referral by PM and run with it unless you share the offer out in the open here for all to scrutinize.

 

* While I try to visit the forum often, please feel free to contact me directly with a link to your post if I fail to answer a follow up question.

* Lending across the entire 'Great State of Texas' (and now Louisiana)since 2004

* The Loan Officer who you can call anytime... and answers your questions Nights & Weekends

Moderator
Posts: 8,929
Registered: ‎03-06-2010
0

Re: Need an FHA streamline referral please,


DallasLoanGuy wrote:

Get a quote from Wells.....

 

And as much as the other posters try to 'help' here..... It would be wise to not take a referral by PM and run with it unless you share the offer out in the open here for all to scrutinize.

 


I agree with the above from Dallas ^^^.  It is the wise thing to do on any board where you are getting referrals from unknown people. I know I sent you the referral and that particular mortgage lender is excellent, but how would you know that since I'm a stranger too.

Contributor
Posts: 7,421
Registered: ‎07-03-2007
0

Re: Need an FHA streamline referral please,


StartingOver10 wrote:

DallasLoanGuy wrote:

Get a quote from Wells.....

 

And as much as the other posters try to 'help' here..... It would be wise to not take a referral by PM and run with it unless you share the offer out in the open here for all to scrutinize.

 


I agree with the above from Dallas ^^^.  It is the wise thing to do on any board where you are getting referrals from unknown people. I know I sent you the referral and that particular mortgage lender is excellent, but how would you know that since I'm a stranger too.


 

 

glad that wasn't taken as a rude comment by me

 

i kind of "call em like i see em" and don't do the PC THANG

 

 

* While I try to visit the forum often, please feel free to contact me directly with a link to your post if I fail to answer a follow up question.

* Lending across the entire 'Great State of Texas' (and now Louisiana)since 2004

* The Loan Officer who you can call anytime... and answers your questions Nights & Weekends

Regular Contributor
Posts: 135
Registered: ‎01-04-2012
0

Re: Need an FHA streamline referral please,

I thought we weren't allowed to put names on the board. Smiley Surprised

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Moderator
Posts: 8,929
Registered: ‎03-06-2010
0

Re: Need an FHA streamline referral please,


jnkp2001 wrote:

I thought we weren't allowed to put names on the board. Smiley Surprised


The name is not on the board. I sent it via private message (pm) which is allowed.

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