No I do not think you will be declined. You are worrying over something that is clear to me that you handled well. It was something you were paying all along without it reporting and now it reports and you pay it off. I highly doubt it will be a big issue. In my case, they never did repull via HP nor SP right before clear to close. They only pulled it once, in the beginning for preapproval. So unless they told you specifically within the last 2-3 days that they were going to refresh...if they said this 3-4 weeks ago, they may not...they told me the same thing 3-4 weeks before closing and the credit refresh never happened. When did you get preapproved and what is your tentative closing date?
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! 
Last App: 4/5/13 Gardening until July 2014
Nah! You are closing too soon for anything significant to change. My LO said about a week before closing that they won't repull because we closed in 33 days. You are closing sooner than that. It sounds like he said that several weeks ago. And it isn't technically new credit as you've had it since before getting preapproved. I think you are worrying yourself sick over nothing. You will be in your new home unpacking and laughing about this whole thing before you know it.
You are fine. Stop worrying and try to relax a little bit. I know it is easier said than done though but at least give it shot. Like I said, my LO said right after preapproval that they would do a SP before closing and then a week before closing he said they aren't going to do it because it is still too soon for things to have changed significantly. Same scenario. And I actually did have new credit pop up in underwriting because the Chase recon process lasted 3 weeks and I applied for the Freedom before preapproval. They called Chase to verify account info because it was so new that it wasn't reporting yet. Not an issue. My card arrived shortly after my file went into underwriting and a new car lease reported a month before preapproval. All of this didn't matter to them. You're worrying sick over nothing. You should be browsing websites window shopping for new home stuff not worrying about this.
You are fine. Stop worrying and try to relax a little bit. I know it is easier said than done though but at least give it shot. Like I said, my LO said right after preapproval that they would do a SP before closing and then a week before closing he said they aren't going to do it because it is still too soon for things to have changed significantly. Same scenario. And I actually did have new credit pop up in underwriting because the Chase recon process lasted 3 weeks and I applied for the Freedom before preapproval. They called Chase to verify account info because it was so new that it wasn't reporting yet. Not an issue. My card arrived shortly after my file went into underwriting and a new car lease reported a month before preapproval. All of this didn't matter to them. You're worrying sick over nothing. You should be browsing websites window shopping for new home stuff not worrying about this.
Yes. It isn't a collection right? Just an account you were paying as agreed before preapproval that just reported?