Need immediate help or advice.

[Chris3k2]

Me and my fiance are being rejected for a USDA Guaranteed loan because or her U.S. status. I'm an american but she was born in Germany. Her dad was in the military and her mom is german. She's been in the U.S. for at least 7 years. Being told that anybody who is not a U.S. Citizen can not obtain a USDA Loan. Really need some help on whether or not this is true or if there are certain circumstances that might allow this. any help would be greatly appreciated.

[guiness56]

Is her dad a US Citizen?

[Chris3k2]

yes her dad is a U.S. Citizen.

[guiness56]

I have a friend that was born in Germany to a German mother and US dad.  She has dual citizenship.

This came from a German website:

As a rule, children born to a German and a non-German parent, or to parents with dual nationality, acquire the nationalities of both parents at birth, according to the principle of descent.

USDA requirements:

Be a U.S. Citizen, legally admitted as a permanent resident, or be a qualified alien.

Not sure if this helps any.

[Chris3k2]

can you give me a link to where it says that at on the USDA website or anything I can print off or forward to the lender?

[guiness56]

This is the link for USDA http://www.rurdev.usda.gov/SupportDocuments/IL_GRH%20Lender%20Program%20Guide.pdf

This is the website for German citizenship http://www.germanenglishtranslationcentral.com/id71.html

I have no idea what a qualified alien is.

Someone with a more indepth mortgage background will hopefully chime in soon.

[Chris3k2]

ok and she just came home and she actually has a Permanent Resident Card. Doesn't that equate to being a US Citizen also?

[guiness56]

No, it means she is allowed to permanently work and live in the US.  It has nothing to do with citizenship.

If she does not have a dual citizenship she could apply for one here. 

If she has her birth certificate, does that show citizenship?

[Chris3k2]

I believe she is supposed to be a dual citizen. Her biological dad is on her birth certificate. But he wasn't around to much longer after she was born. But I don't she officially did what was needed to be a dual citizen because he wasn't there. 

[Chris3k2]

Just a quick update just in case somebody else is going through this and needs advice. It all came down to the Social Security Card and it saying "valid for work only" All she had to do was go the SS office and get it updated. After that we had no problems. Thanks for everybody's advice and help.