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@Mike2 wrote:Havent started contract process yet, what was your initial score & DTI your LO pulled? Did you put anything down on contract signing? What was total cost--Down&Closing?
670 mid score, DTI was 28% and we put down $500 earnest and when we closed we got back $430 at closing. VA 30yr at 3.625%
Did you need an Inspector/inspection even though its a new build? Do they gaurantee the build or if problems found during or after walkthrough/closing???
@Mike2 wrote:Did you need an Inspector/inspection even though its a new build? Do they gaurantee the build or if problems found during or after walkthrough/closing???
I paid for my own inspector week before closing (right about the same time I did my walk through). They GO THROUGH EVERYTHING...and even though it was just minor things, I'm glad I did it, and those things I would NEVER have known to look. I mean come on, Im not going to go over every inch of a new roof, but he found a couple flopping shingles...so...
You can pay for your own inspector but for VA loan a VA inspector has done that but all new builds come with a warranty (guarantee). They will come back after 6 months and 1 year after you get keys to do touch up as the house will settle and get stress cracks.
MauiMan! You are turning me into an expert and i trully appreciate it! Im gonna be ready in assuring that Im gonna be on top of it!!
I received most of my information right on here from MF members, it's a wealth of info and I'm extremely pleased that I joined years ago.
Hey, do you have the same builder? how much did upgrades cost? what was your DTI & Score?