myhearts07 wrote:Okay, here's a new deal:Rate was 10.8% ARM 4/1No prepay penaltyRate bought down to 10.5% - cost $3KWill pay off all debt including husband's car but not my vanNo cash outNew loan $310,500.00House value $345,000.00Will have no debt except vanDoes not include taxesPymt 2700.00What do you all think? Nothing signed.
myhearts07 wrote:Hey MtgGuy,Thanks for your input. My fico's are 555, 579, 588 my husband's are 585, 616, 641. Does this make a difference in the rate that we are being offered?