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New Home Owner. Mortgage question

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Anonymous
Not applicable

New Home Owner. Mortgage question

Hello All,

 

I have not finally purchased my first home.  Because I am poor and my credit is ok score was 705 my realtor setup me up with a LO she works with often.  I did 3.5 down.  My mortage company is Cenlar and I found nothing but awful reviews about them.  Does anyone here have them and what has been your experiance?  Cn I switch companies or do I have to wait 6months to a year with perfect payment to switch? My first payment is Dec 1st so I have had no isses yet.  Just nervous by all the bad reviews. 

Message 1 of 3
2 REPLIES 2
chela62678
Regular Contributor

Re: New Home Owner. Mortgage question

I can only give info about Cenlar.

 

I have had them for the last year or so.

 

My mortgage was transferred to them by Dovenmuehle (hated this co).

 

Cenlar has been fine for me.

I pay my mortgage ontime and online every month (free Smiley Happy )

I can request any information from them at any time, and most is visible online.

They are pretty quick to respond to emails as well.

 

Hope this helps.

 

Updated 11/12/14
EQ 717 TU 718 EX 732

updated FICO 10/28/14
EQ 710 TU709 EX683

myfico scores 10/25/14
EQ 677 TU 695 EX 683

Message 2 of 3
Anonymous
Not applicable

Re: New Home Owner. Mortgage question

Thank You.  That does help.  I am very curious about all the bad ratings I found.  Hoping I do not run into any issues. 

Message 3 of 3
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