New Mortgage Income

[nicholasc77]

Hi Everyone I want to let you know that I am using my brothers forum because I would love to her from you. Thanks and reply 

Do you think I can obtain a mortgage?

My Credit:

Amex Zync NPSL 

Bank of America Student $1,500.00

Bloomingdale's/DSNB $800.00

Capital One Journey $750.00

Chase Freedom $2,000.00

Citi Platinum Student $1,500.00

Discover More Student $1,000.00

Saks Fifth Avenue/Capital One $500.00

Car Leases

2012 Mercedes-Benz GLK350 4MATIC SUV - $440.45 

My Income is $146,000.00

The House is in West Islip, New York 11795 

Price: $615,000

Down Payment Cash: $123,500.00

Taxes: $16,933.00

Proposed Mortgage: $3,770.38

My Credit 

724 EX  741 EQ  738TU 

Will I be able to afford this house with my income and credit ? Thanks for your help 

[courtney091082]

I think everything looks good, it doesn't give too much information, like is your car payment the only debt or do you owe money on the credit cards you listed?

[nicholasc77]

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@courtney091082 wrote:

I think everything looks good, it doesn't give too much information, like is your car payment the only debt or do you owe money on the credit cards you listed?

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Hey all cards have zero balacne 

no debt other than car payment

your thoughts????

[indecison]

I see no reason why you would not be able to get a mortgage.

[Anonymous]

Yes, you would qualify for this mortgage pretty easily.  If you go off of the backend DTI of 45% you are well within that.  I believe you are fine on the front end too.  Go get preapproved and talk to a professional

[llecs]

OP, we ask that you create your own profile as opposed to using someone else's. It's also a no-no per the rules of this site. It's in place to protect others' privacy and to avoid confusion when prior posts are researched when answering a user's question.

Thread is locked so you can create a new profile.