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Hi Everyone I want to let you know that I am using my brothers forum because I would love to her from you. Thanks and reply
Do you think I can obtain a mortgage?
My Credit:
Amex Zync NPSL
Bank of America Student $1,500.00
Bloomingdale's/DSNB $800.00
Capital One Journey $750.00
Chase Freedom $2,000.00
Citi Platinum Student $1,500.00
Discover More Student $1,000.00
Saks Fifth Avenue/Capital One $500.00
Car Leases
2012 Mercedes-Benz GLK350 4MATIC SUV - $440.45
My Income is $146,000.00
The House is in West Islip, New York 11795
Price: $615,000
Down Payment Cash: $123,500.00
Taxes: $16,933.00
Proposed Mortgage: $3,770.38
My Credit
724 EX 741 EQ 738TU
Will I be able to afford this house with my income and credit ? Thanks for your help
I think everything looks good, it doesn't give too much information, like is your car payment the only debt or do you owe money on the credit cards you listed?
@courtney091082 wrote:I think everything looks good, it doesn't give too much information, like is your car payment the only debt or do you owe money on the credit cards you listed?
Hey all cards have zero balacne
no debt other than car payment
your thoughts????
I see no reason why you would not be able to get a mortgage.
Yes, you would qualify for this mortgage pretty easily. If you go off of the backend DTI of 45% you are well within that. I believe you are fine on the front end too. Go get preapproved and talk to a professional
OP, we ask that you create your own profile as opposed to using someone else's. It's also a no-no per the rules of this site. It's in place to protect others' privacy and to avoid confusion when prior posts are researched when answering a user's question.
Thread is locked so you can create a new profile.