beau1234 wrote:My husband and i would like to buy a home soon it would be our first with his mid score 613 mine 526 and i make more money we have about 35,000 to put down our max home price is 350,000 what are our option in help from anyone would be great
67wildhorses wrote:a good deal won't exist till you hit at least 680.even then at 100% the rate will be nasty.
robz71lm7 wrote:My credit union just offered me 100% financing on a $150K home at 6.500% 0-points (30-year) with closing costs at $999 (total cash required at close was around $2400)Scores:Eq 716Ex 725Tu 726I also have zero debt.Bad news is I'm 6 months out from closing (new construction). Wells Fargo will offer to cap the rate for 6 months but the rates they are quoting today for me are 7.00%-which isn't even competitive with my credit union above.
Message Edited by robz71lm7 on 08-29-2007 10:09 AM