Credit Cards Center Credit cards from our partners
New Visitor
Posts: 1
Registered: ‎01-30-2013

Non US Income -- Impact on US Mortgage Loan

[ Edited ]

We are looking to purchase our first home and I have a question regarding the calculation of the Income and the NetWorth for the mortgage loan purpouses.


- We have a commercial rental property outside of US.

- We recieve rental income from this property
- This property and the income is disclosed in our Federal taxes and the income tax is paid on the rental income.


My questions:
-- Will this rental income be included in the calculation of our gross income?
-- Will the rental asset be included in the calculation of the networth?


Thanks for your time.

Established Member
Posts: 23
Registered: ‎07-09-2008

Re: Non US Income -- Impact on US Mortgage Loan

My UW ask For 2 years of the Checking Account statements That I receive the Income from the 2 houses out of the US

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.