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OCTOBER 2013 CLOSERS !!

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krenee2525
New Contributor

Re: OCTOBER 2013 CLOSERS !!

We're in the same boat jadeite788 Smiley Sad... I'm supposed to close on 11/6 now thanks to my builder not my realtor Smiley Sad

Beginning Score: 620 TU; 634 EX; 613 EQ - all lender pulled 4/15/13
Current Score: 677 TU ; 661 EQ; 648 EX - all lender pulled 6/6/13
Goal Score: 700
Message 31 of 34
jadeite788
Established Contributor

Re: OCTOBER 2013 CLOSERS !!

I am on a month to month lease and I have not told my landlord nothing.  I am not trying to be with a home.  I have a family.


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

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Message 32 of 34
madnutz
New Contributor

Re: OCTOBER 2013 CLOSERS !!

  • Purchase Price:  $243,000
  • Property: SFH - 2300sq ft 
  • Submitted Offer on: Oct 1
  • Start of construction:New spec home
  • Signed Purchased Contract on : Oct 1
  • Type of Loan: FHA
  • Loan Rate:4.25(locked 10/23/2013)
  • Loan Application submitted:  Oct 1
  • Loan Approved w/conditions: Oct 1
  • Final Approval: 10-21-2013
  • Closing Date: Oct 30th
  • Location: Glendale, AZ

 

Whole process was very very easy, it was a newly built home Smiley Happy

Message 33 of 34
TheVerdict
Valued Member

Re: OCTOBER 2013 CLOSERS !!

I'm so excited!  I owe so much to MyFico posters.  I read as many posts as I could and from that I am now a new homeowner.  Everything happened so fast!  Waiting was tedious but the overall process went very smooth. My advice  to everyone is get whatever your loan officer and/or loan processor whatever they request from you as quickly as possible.   

 

  • Location - Indiana
  • Purchase Price:  $134,000
  • Property: 1464 sq ft.
  • Submitted Offer on: 09/24/2013
  • Signed Purchased Contract on : 9/27/13
  • Type of Loan: FHA
  • Loan Rate:4.5% locked 10/1/13
  • Loan Application submitted: 10/1/13
  • Loan Approved w/Conditions:  10/7/13
  • Final Approval: 10/16/13
  • Appraisal Ordered: 10/1/13
  • Appraisal Completed:10/7/13
  • Closing Date: 10/31/2013
  • CLOSED10/29/13  YAYYYYYY!!!!  I could have closed on the 24th however my real estate agent was out of town and I wanted her to be present for the closing.
Message 34 of 34
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