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I applied for my pre-approval mortgage with USAA a couple of days ago and had not heard from them until today. I was getting a bit discouraged about it to be honest. And then today I received an email stating that it would need to be forwarded to another department. I took this to mean DENIED. About an hour later, I got another email from the same person and it starts like this -
Thank you for your email. Congratulations! You're conditionally pre-approved for a mortgage loan with the following terms:
Purchase price: $390,000.00
Loan amount: $351,000.00
Approval expires: Monday, April 8, 2013
I am literally on the floor in shock! USAA is the greatest! I know that it's only a conditional approval but that is a better result than I had anticipated!
Still waiting on the follow-up email that says "Sorry - wrong person" ha
Congrats
Thank you all! Still got a ways to go before its all finished but at least I feel more positive about it now! Before, I was always concerned with "can I get approved?" or "is my credit good enough?" I have read many different home mortgage journeys in here and now, maybe I can contribute my story. My son is more excited than I am cause he can finally get his own bedroom! ha