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So we went to one local bank and things were looking good but taking a reeeally long time to get things moving along. Went to my other local bank today. One hour later....yes one hour later......she said we are preapproved. We submitted all of our documents she required and gave us instant approval.
GFE
5.00 FHA
30 years
Closing cost $5564.45
My mid score was 681 and DH was 657.
We are building a home so ofcourse our rate wont be locked for a while. But she is ready to go ahead and I am soooo excited. I couldn' t believe how fast it was.
Thank you myfico family!!!!!!
Congrats!! Hope all is smooth sailing to the end!!
We are finally homeowners!!
Closed May 5th-30 yr fixed at 5.25%.