01-18-2013 12:55 PM
Looked at my phone had a missed call and no voicemail left. Did a reverse lookup and its from a collection agency!!!! Iv never heard of them and have no clue what this could be about. Going nuts, im like a month away from going back into underwriting. Dont need some junk debt CA going after me for some debt from years ago I dont even remember.
Why does this crap happen. Iv gotten nothing in the mail, and my credit doesn't show them.
01-18-2013 01:02 PM
01-18-2013 01:02 PM
Dont stress out. Breathe. Stretch. It's investigation time!!
01-18-2013 01:04 PM
I wouldn't sweat it too much yet...it could be an old debt that has already fallen off the credit reports and they can't put it back on there. I still get collection letters from junk debt buyers for accounts that have aged off my reports.
01-18-2013 01:15 PM
I hope its nothing, iv spent the last couple years fixing everything and making everything perfect so I could get this new home. Can't let a collector ruin it all at the last minute.
01-18-2013 01:31 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.