Posts: 11
Registered: ‎10-09-2007

Obtaining Second PiggyBack Loan LTV 95

Does anyone have any thoughts on how I would locate a lender for 2nd mortgage that would be willing to work from the middle FICO of the higher scoring primary earner (743) rather than the middle FICO of the lower scoring individual (691)? 700 seems to be an important cut score in the last few days for 2nd mortgages with 95 LTV.
Frequent Contributor
Posts: 498
Registered: ‎05-01-2007

Re: Obtaining Second PiggyBack Loan LTV 95

On piggyback loans, stay away from them because it will no nothing fo your fico score. No longer a factor. Check with national City Mortgage

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.