Hi everyone,
My fiance and I started this process three months ago on a short sale house that we really liked. We used a loan officer we were referred to and had a pre-approval at the retail lender she worked for. The short sale was taking a long time, and during the process our loan officer moved to another lender. We agreed to have our file moved.
We have a preapproval at the new lender, and this weekend we found a different home we really liked. The sellers have accepted our offer, but they would like to close sooner than 30 days. We have come to an agreement that will would close by the close date of Dec 17th or sooner.
Now I'm a nervous wreck hoping nothing goes wrong! Our realtor was very highly recommended to us from people, and she referred us to our loan officer who has been doing this for about 10 years. I trust my realtor and our loan officer feels confident we're fine.
What are the chances our lender can pull a package together sooner than a 30 day window? Anyone else been through that scenario?
