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What was your AAoA and oldest account before it was removed vs after it was removed your AAoA and oldest account now?
Reason I ask is I had some problems with some of my positive closed accounts being removed from EQ way before 10 years. My AAoA went from 9 years down to 5years and oldest account went from 15 years down to I think around 10 years. I lost 30 points because of this. I eventually got them all put back on and score went back up 31 points.
I am guessing that is what might have happened. Was it a C/O or just late payments from the account removed?
When my BK fell off I lost 10 points. Still have not recovered those 10 points.
When a bankruptcy falls off...you get rebucketed and your file is then compared with everyone else who does not have a bankruptcy on their reports. In other words, among others with an old bankruptcy on their file, you may compare favorably. But to those without a bankruptcy, your payment history, debt level, utilization, credit mix, AAoA, etc may not stack up as well.