01-29-2013 09:45 AM
This seems a silly question, but I'd rather hear back from a few people before acting on it. We are very nearly finished with a USDA loan and expect to close around 2/15. My credit has come quite a ways in the last several months. I try to stay on top of monitoring it. That said, I neglected to opt out of prescreened offers up until now. It seems like a really good idea though. Would doing this right now have any affect on my mortgage process?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO