01-14-2013 06:33 PM
I currently have 4 items showing unpaid on my credit report. 3 of them reported over a year ago and the last one of them was a $77 medical bill that reported about 4 months ago. If I pay these and they show as paid will they prevent me from getting a USDA loan?
01-15-2013 04:03 PM
You should try to do a PFD. Paying a collection can bring it forward and actually hurt you.
01-15-2013 09:26 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO