So, Friday afternoon I received a call from the loan processor reporting that she had processed our loan and was sending me a copy of the appraisal, which was finished a few days early. She also said that she was submitting my file to the underwriter the same day and that I would hear back in 48 hours. Well, Tuesday and today came and went with no word from anyone! I even emailed our realtor and she is ALWAYS on top of everything- she said she would try to find out where things were this morning and then we never heard back from her (which has never happened). I know that we will likely have conditions to fulfill and I was just hoping to get a jump on those as today started my long stretch of 12 hour shifts. I can see lack of sleep in my future trying to get things together for the underwriter - ha!
I really wish that the processor would not have told me that we should hear back within 48 hours- I almost would have rather had no timeline. If I would not have been given a timeline, my husband and I would just be going about our daily activities not expecting a phone call and/or an email, LOL 
I swear every time I get an email on my iphone its a mad scramble to see what it is, only to be followed by a massive letdown when it isn't the email I want. I really hope all of you fellow homebuyers can relate, because otherwise I have to be neurotic all on my own!!
I really should have paid attention when my mother talked with me about patience, lol!
