Hi, After some reading on the forums, I have a question. I am in the middle of the approval process for an fha loan. I gave them copies of my tax returns for 2007, and 2008. I am self employed, and even though I had my taxes done at my accountants, I haven't mailed them in yet, nor paid the 3400.00 that I owe. Should I hurry and mail them with the payment? Should I ask my LO? I was going to pay them with the 8000.00 tax credit, but now it sounds like if they are not filed and paid, I won't be approved. Am I understanding this correctly? Any help would be appreciated.