@Anonymous wrote:Current Mortgage is 4.375% 30 Years No PMI. Currently, we are paying extra 1000$ plus bi weekly so the mortgage calculator said we will be paid by more more less 13 years. We don't have credit card debt but is now confused whether we should tackle mortgage or increase emergency liquid funds. We have 6 months worth of emergency excluding roth ira. Appreciate your point of view in this matter. Thank you!
...imnsho six months PLUS the IRA is more than enough to cover most conceivable emergencies if you have good insurance ...nor would I be paying down a mortgage at 4.375/no pmi ...that's a very good long term investment if real estate is flat or rising over the next decade as it should be, especially considering taxes ...I'd look at putting that $2k xtra every month to work elsewhere ...obviously I'm in the minority here 
I have to agree with beefing up your emergency savings in my personal experience. I had more than a year's worth of emergency savings and blew through that with a medical emergency that came completely out of the blue (don't they all)? I won't go into details but I had over a year saved and thought that was enough. It wasn't. You can't have too much cash saved IMO.
I like that you are paying down your mortgage, but maybe you want to slow down the rate of paydown and put it away. If that rainy day doesn't come, then you can take a lump sum and pay down the balance when you are beyond comfortable (if there is such a thing).
Sounds like you both have your priorities straight though and are doing very well. Congratulations on all of your successes!