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I just been approved for a 41,000 condo, Im 24 years old,and I hate bills. The payment is 644 a month Assessment, Insurance, and taxes are included in 15 year loan. Will it be a bad idea to pay off in a year and a half, if so how much will this help my credit.
I paid mine off early. I saved tons in interest!
It will still show for 10 yrs past date it was closed. So it's all good.
Pay it off early if you can. The relief of not having a mortgage payment is awesome!
I agree 100% with IOBA.
Being debt free should always be your #1 goal.
From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
If you have any other bills at a higher rate, pay them off first. It sounds like you don't, though, since you hate bills. (me too!) Go for it!!