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I have great credit over 800. Is it worthwhile to pay for 1 or 2 points and lower the interest rate? If not, why?
it pays off over time.
just calculate the breakeven point.
you lose only if you dont stay in the property past that breakeven point.
@razzwoman wrote:I have great credit over 800. Is it worthwhile to pay for 1 or 2 points and lower the interest rate? If not, why?
I paid 2 points when I did my refi in 2003 because I knew I'd be here for many years.
In other words what DallasLoanGuy said!
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".