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Personal Loan with low FICO scores

Valued Member

Personal Loan with low FICO scores

Does anyone know where I could go to try and get a personal loan to pay off my credit cards?  I need about $5,000 and my scores in the low 500's but rapidly growing as I am sticking to watching my report closely and paying all debt on time.  I would like to get my CC debt off my report and I was wondering if anyone knew of a place that would give me a personal loan with my scrores in the low 500's.
 

Starting Score: 557
Current Score: 557
Goal Score: 700


Take the FICO Fitness Challenge
Message 1 of 7
6 REPLIES
Established Contributor

Re: Personal Loan with low FICO scores

Try www.prosper.com the concept is interesting.
Message 2 of 7
Valued Member

Re: Personal Loan with low FICO scores

I checked out this website and it was an interesting concept.  Has anyone ever tried it and got any sucess with it?
 
Kris

Starting Score: 557
Current Score: 557
Goal Score: 700


Take the FICO Fitness Challenge
Message 3 of 7
Valued Contributor

Re: Personal Loan with low FICO scores

I have account with prosper. I dont borrow but I lend money.
 
 
Message 4 of 7
Frequent Contributor

Re: Personal Loan with low FICO scores

Beware of loans that will report as: " consumer finance ". It will hurt your FICO even more.
Examples are: CitiFinancial loans.
Message 5 of 7
New Visitor

Re: Personal Loan with low FICO scores

what is your contact # thanks
Message 6 of 7
New Member

Re: Personal Loan with low FICO scores

Are you still in the market of lending money? If so, what loan amounts do you lend?
Message 7 of 7