No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
In my experience, paying the utilization down on my credit cards made the biggest and quickest score jumps.
Congrats on your graduation and potential new home!
@los_west wrote:In my experience, paying the utilization down on my credit cards made the biggest and quickest score jumps.
Congrats on your graduation and potential new home!
Yep, that's the fastest way to bump your FICO score ~ ideally you'd want to have all cards reporing zero balances, except for one card which should have a smallish amount, less than 9% of it's credit limit.