Mortgage Loans

[MovingForward_2012]

How many credit cards do you have that you are paying as agreed? Any auto and/or student loans?

My builder's lender (UAMC) required a 660.

[jordanmedical]

They are all listed in my signature (cc). Student loans are paid as agreed too. No auto loan.

640 is what my builder lender requires :-)

[MovingForward_2012]

I can't see your siggy cause I'm on my phone right now. I'll check back when on my laptop. :-)

[jordanmedical]

Oh lol,

 Cap1 Secured, CapOne Cash, NFCU Secured, NFCU cashRewards, NavCheck LOC, Wal-Mart, Sam', Amazon, Apple Barclay

[tooleman694]

If you had no other baddies, I think it would be a go. But since you have something from 2007 still holding you down, id say its a big maybe.

Any idea why your TU is sooo high but the other 2 are so low.

[jordanmedical]

I thought that was weird too that my TU is so high. EQ is the only one with a collection left so I get why it is lower. EQ has the most inquiries from a year ago, apt apps and utilities app all pulled EQ or EX so maybe it's inquiries. By March those fall off score.

[tooleman694]

Highly unlikely its the INQs, I have a crap ton and my scores are pretty good. Maybe it is the last collection.

Will be cool to see what your EQ score does when it comes off.

[hackgizz]

I can Tell you that my last CO when it got remove

my EQ Score when Up By 48 poins  

[tooleman694]

But did you have any other baddies on your report.

[JM-AM]

Bring down UTIL first.

Debt will play a big part in approval once your scores reach their minimum requirement.