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I have been working the same for about 4 years in the same job. My husband and I have been seriously thinking about relocating to Georgia. My question is, if I relocate with a job, do I still need to wait for 2 years before I can apply for a mortgage. I am still working on fixing my credit, my score range is 628-670 and I have had no negative for over a year. Will the relocation prolong my dream to home ownership? I appreciate the input.
Are you relocating with the same company, or will you need to find a new job? If it is a new company, but the job is within the same industry, that it is taken into consideration as well. Each lender has their own guidelines for how they view that.
It depends on how you earn your income. Are you and the Mr. hourly, salaried, or commission-based?