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@jzsnow wrote:
We are attempting to buy a foreclosure from the VA. We are doing a usda loan. We were supposed to close September 6. Just before closing, the VA said they didn't have the title package from the foreclosing attorney. I made a million calls, and as of September 13, the title package was there. Now the va has to review it. That can take up to 120 days. In the meantime, I have to close by October 4 or we lose our funding. The area we are buying in will lose usda funding September 30, so really, I'm out of time!
What can I do? The va asked us to do a quitclaim WHY?. My LO is seeing if the USDA and the servicing bank will allow it. If we don't close, I'm out about $3k.
@jzsnow wrote:
A quitclaim deed is basically our only option to close on this house because of our time limits. The seller didn't realize they didn't have all the title package documents until we missed out first closing. To wait on the special warranty deed would be another 120 days.
i guess i still dont understand.
the va suggests that you get the home quit claimed to you at closing?
your lender wont do that
the va person is an idiot.
something is amiss.......
might be time to look at other homes if the seller cant close.
wow.
then you are done.