Reply
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
0

Portfolio Lenders

OK, I'm gonna dump BofA. Have a checking account and savings account with them. Originally opened it because Wells Fargo charges for Bill Pay, but I found BofA's Bill Pay retarded at best. Kept it open because I had a few shillings going there on Direct Deposit each paycheck, but I think I've had my fill of them.
 
Jacque383 put me onto looking for a portfolio lender to borrow from--currently househunting.
 
WAMU and BECU are two with offices close by. Anyone with experience, good or bad.
 
Don't plan to dump Wells Fargo, at least not yet. If I switch to WAMU or BECU, I'll certainly dump their Bill Pay and only put $100 a month on DD just to keep the free checking.
 
Regular Contributor
Posts: 131
Registered: ‎07-05-2007
0

Re: Portfolio Lenders

I hate BofA.....I had my business accounts through them and recently closed them all....They "fee" you to death and quite frankly they _ _ _ _ (Use any 4 letter word you feel appropriate...)
 
Try this one....Watermark Credit Union...They are good....
 
 
Oh and I have a really excellent realtor if you need one....Also, when you find a property - send me the address - I can look up whether it's had an offer, how much the offer was, how long it's been on the market, how much the owners paid for it, etc....
 
And don't forget the foreclosures out there...tons and tons of them waiting to make you a good deal.
 
Best of luck in your search!
 
 
Regular Contributor
Posts: 255
Registered: ‎06-08-2007
0

Re: Portfolio Lenders

Once you find a House you should shop around and let all the lenders work for the loan! When I do a refi or a purchase and my borrowers are shopping I tell them that I would be happy to have another lender at the closing to see who has the best deal. Good luck with the house hunting

Noah_Bodie wrote:
OK, I'm gonna dump BofA. Have a checking account and savings account with them. Originally opened it because Wells Fargo charges for Bill Pay, but I found BofA's Bill Pay retarded at best. Kept it open because I had a few shillings going there on Direct Deposit each paycheck, but I think I've had my fill of them.
 
Jacque383 put me onto looking for a portfolio lender to borrow from--currently househunting.
 
WAMU and BECU are two with offices close by. Anyone with experience, good or bad.
 
Don't plan to dump Wells Fargo, at least not yet. If I switch to WAMU or BECU, I'll certainly dump their Bill Pay and only put $100 a month on DD just to keep the free checking.
 



Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.