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Hello, I am looking for portfolio lenders in the Hudson Valley, NY. Would anybody know which banks or small community banks are portfolio lenders? Thank you in advance!
This is something you need to check right in your town. Usually the portfolio lenders have a very small geographic reach (1 county or maybe two counties). Call and speak to the manager of the mortgage department. Don't just ask if they have portfolio loans - because some do portfolio their loans but they use straight Fannie Mae underwriting. You need to have a detailed discussion with them regarding their u/w criteria, especially as it relates to your concerns.
Thanks so much for your advice and input!
Just out of curiosity did you find a lender... in the hudson valley..
@Anonymous wrote:Hello, I am looking for portfolio lenders in the Hudson Valley, NY. Would anybody know which banks or small community banks are portfolio lenders? Thank you in advance!
Credit unions and local banks are your best sources for portfolio loans. Just call and ask a few.