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Good luck!! Let us know how it turns out!
@Anonymous wrote:Got anyone you can borrow from (family) to hold in savings until closing.......?
Actually, don't do the above ^^^. It is considered fraud for FHA. There is an affidavit you sign at closing saying you didn't borrow any funds for down payment. Even if the funds aren't used, you can't show them to the u/w as your funds...because they actually belong to someone else. I'm not jumping on jlynn0819, just letting you know it will create more issues than you can believe.
You are allowed to have gift funds. But the person that gives you the funds has to sign a gift letter.
Plus the u/w will specifically ask where the money came from and that is why I suggested a couple of other ways to obtain the funds earlier in the thread.
I didn't see where he said it was an FHA loan - if he did - my bad.
Check with your loan officer before you do it then......
Maybe I missed something along the way here so sorry if this was already asked and answered, but why can't you go to the bank and request a print out from them? Not a statement, but just a print out for a specific time frame. The teller will have to stamp and sign it to validate that it's from the bank. Since you'll be requesting the specific dates you need, you don't need to worry about when your statement period ends and you can show the ending balance where it needs to be. Might be worth asking your bank and your LO if this would be acceptable. Good luck!!