Possible reaging tatic for old 2nd Mortage

[Cheryla18]

Sorry hit the Wrong button  here is my Question:

On a 2nd Mortage that had 120 days lates from Feb 2003 til Dec 03, then went to 60 days late Jan 2004, 30 days later Feb 2004 and and then current. I pulled the credit report from another monitoring service and it  updated and showed that they deleted the 120 day of Feb 2003. Why are they deleting this info? It's over 2 yrs anyways and the mortage was paid off but it is still showing it as Open? I want the lates off but are they doing this in order to reage it on keep it on the report?

Thanks for any and all Help

Cheryl

[Lel]

Late payments drop off your credit report after 7 years, though some people have seen them drop off a little earlier (I think as early as 6.5 years, but I don't know for certain).  You're coming up on the 7 year anniversary of your 2/2003 late payment, so perhaps that is what happened.  You may see the same thing occur with your subsequent late payments.  So I don't think there's anything sinister going on, just the passage of time.